About Me

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James R. Collins was born and raised on the outskirts of Washington DC, aptly named Fort Washington. After attending the University of Maryland Baltimore County, where he earned his Bachelor of Science in IT, James later obtained a Master of Business Administration from William Woods University. As a Certified Credit Counselor (CCC), he developed the skills to ensure that clients were financially literate beyond the basics of budgeting and saving.

Understanding the importance of sharing knowledge, James has taken his unique insights and experiences and turned them into a series of books that further his reach and influence. His first two books focused on budgeting, savings, debt management, and credit repair. The Fort Washington native hopes his personal experiences will help others understand the nuances of their personal finances and find the means to improve them, no matter their age. 

As long as there are lessons to be learned, James continues to educate. His true passion in life, however, comes in his service to Christ. It is his faith that gives him the strength to keep improving and sharing. When not balancing the books or writing, James enjoys spending time with family, afternoons playing the back nine, doing a little reading, and mentoring alongside his brothers from Kappa Alpha Psi Fraternity, Incorporated.