Credit Counseling Services

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Credit counseling provides guidance and assistance to those who need a bit of help managing their finances. 

Certified Credit Counselors are certified and trained in budgeting, debt, and credit management.

As Certified Credit Counselors, we can achieve success for our clients by creating personalized debt management plans to help them pay down debts.

We begin with a 15-minute consultation to learn more about your financial situation. 

We'll ask general probing questions about your finances to help develop a budget and create a personalized debt plan. 

We also offer additional services through:

- Follow-up Sessions

- Credit Repair

- Learning Materials & eBooks

We negotiate directly with lenders to lower your overall monthly payments. 

We don’t lower payments by negotiating amounts. Instead, we focus on providing a longer time to pay at lower rates without fees.

Credit counseling won’t cure financial troubles overnight. Eliminating debt takes work, and might involve several meetings with an agreement that the necessary changes will be implemented.